The Cunningham Group Privacy Statement and Terms and Conditions

James H. Cunningham Insurance Agency, Inc, an Illinois corporation (“The Cunningham Group”) provides this website for its business purposes. By using the site, downloading materials from the site or uploading information onto the site, you accept and agree to abide by the terms and conditions set forth in this Agreement.  Except for the use of your own personal information, the content of this website may not be reproduced or copied in whole or in part without the prior written permission of The Cunningham Group and all content of this website shall remain the property of The Cunningham Group.

Subject to the terms and conditions set forth in this Agreement, The Cunningham Group grants you a non-exclusive, non-transferable, limited right to access and use this site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way.

The Cunningham Group reserves the right to amend, remove, or add to these terms and conditions at any time without notice. Such modifications shall be effective immediately. Review these terms and conditions of service whenever accessing or using this website. Your use of the website, or any service on this site, after the posting of modifications to these terms and conditions of service will constitute your acceptance of the terms and conditions of service, as modified. If, at any time, you do not wish to accept the terms and conditions of service, you may not use the website. Any terms and conditions proposed by you which are in addition to or which conflict with these terms and conditions of service are expressly rejected by The Cunningham Group and shall be of no force or effect.

The Cunningham Group believes strongly in the protection of personal privacy and is committed to complying with the state and federal regulations that govern the collection and use of personal information. This Agreement explains to you how The Cunningham Group handles and protects the information we collect.

The Cunningham Group collects and uses customer information for legitimate business purposes. The Cunningham Group does not sell lists of our customers, nor do we disclose customer information to marketing companies except to companies we may hire to provide specific services as permitted by law.

Information which The Cunningham Group retains on you may include the following: (a) application related information (such as name, address, telephone and fax numbers, email address); (b) transaction-related information (such as credit card or other preferred means of payment, or a history of products purchased through us); ©) information about your visits to The Cunningham Group or our other web sites, pages and services; (d) your responses to our offerings and advertisements; (e) information about the features or offerings you use from us; (f) your billing information; (g) customer service information; (h) policy coverage, premiums and payment history, and (i) other information specifically related to your use of a particular feature or offering from The Cunningham Group. Such information may be supplemented with additional information from other parties, such as insurance companies.

The Cunningham Group does not disclose any non-public personal information about you or former customers to anyone except as permitted by law.  For example, such information may be provided to industry regulators, to law enforcement agencies, and to third parties that assist us in processing the product or service you have requested, and to affiliates and non-affiliated third parties to the extent necessary to process, obtain service, maintain, administer or enforce the service or product that you have requested us to provide.

By accepting the terms of this agreement, you further permit The Cunningham Group to use the information to operate and improve the features, offerings and content presented to you by us; to personalize the content and advertisements provided to you; to fulfill your requests for products, programs, and services; to communicate with you and respond to your inquiries; to conduct research about your use of our products; and to help offer you other products, programs, or services that may be of interest.  Such information, as protected under the terms of this agreement and otherwise compiled by us, shall become protected property of The Cunningham Group.

The Cunningham Group protects the confidentiality and security of your personal information.
The Cunningham Group restricts access to non-public personal information about you to our employees, and agents who need this information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to guard your non-public personal information.

You acknowledge that this website, including but not limited to the text, content and all materials collected thereby, has been specially designed by The Cunningham Group, and that such website content, format and functioning is protected by copyrights, trademarks, service marks, international treaties and/or other proprietary rights and laws of the United States.

In the event of a change in ownership of The Cunningham Group, your information may be transferred to the new entity, upon prior notice to you.

Individual rights

You have a right to review your personal information and to correct or amend or request that we correct or amend the information on file.

Web Privacy

When you visit The Cunningham Group's web site, the Web server automatically collects and maintains statistical information from our site's data logs that concern network traffic flow and volume. The Web server recognizes the name of the Internet domain, the IP address from which you accessed the site, and the time and date. This information does not identify personal e-mail addresses or other personal information. The information is used to improve the usefulness of the web site.

The Cunningham Group makes no warranty concerning the accuracy of any information provide through any third party, and The Cunningham Group shall have no liability to you, or any other person, for any interruptions, delays, inaccuracies, errors or omissions in, or legality or appropriateness of, the information found on or exchanged through this site, including the Internet, product advertisements, service promotions and service advertisements.

THIS ONLINE SERVICE IS PROVIDED AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.  CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN; THESE CHANGES WILL BE INCORPORATED IN NEW EDITIONS OF THIS AGREEMENT. USAGE OF THIS INTERNET SITE IS AT YOUR SOLE RISK.

IN NO EVENT SHALL THE CUNNINGHAM GROUP OR ANY OF ITS AFFILIATES OR SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES, INCLUDING WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA, RELATED TO THE USE OF OR THE INABILITY TO USE THE CONTENT, MATERIALS, AND FUNCTIONS OF THIS SITE OR ANY LINKED WEB SITE, EVEN IF THE CUNNINGHAM GROUP IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You hereby represent, warrant and covenant that: (a) you have the power and authority to enter into this Agreement; (b) you are at least eighteen (18) years old; (c) you agree not to use any rights granted hereunder for any unlawful purpose; and (d) you shall use this website pursuant to the terms of this Agreement.

You further agree, at your own expense, to indemnify, defend and hold harmless The Cunningham Group and its employees, representatives, suppliers and agents, against any claim, suit, action or other proceeding brought against The Cunningham Group, its employees, representatives, suppliers and agents, by a third party, to the extent that such claim, suit, action or other proceeding is based on or arises in connection with this website or Agreement, including, but not limited to: (i) your use or someone using your computer's use of this website; (ii) your use or someone using your account, where applicable; (iii) a violation of this Agreement by you or anyone using your computer (or account, where applicable); (iv) any misrepresentation or breach of representation or warranty made by you contained herein; or (v) any breach of any covenant or agreement to be performed by you hereunder. You agree to pay any and all costs, damages and expenses, including, but not limited to, reasonable attorneys' fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action or proceeding attributable to any such claim.